Attention homeowners in Saint Johns and Saint Johns County: Get an Appraisal today!

The top seven reasons FL homeowners hire Atlantic Coastal Appraisers, Inc.:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to lower your mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a FL divorce, where real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate

Need help deciding the price of your home in or near Saint Johns, FL?
Contact Atlantic Coastal Appraisers, Inc..

At Atlantic Coastal Appraisers, Inc., we understand the particular needs of a customer looking for appraisal services. Our customary business clients understand the appraisal process and the standard documents we provide. But as a consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Atlantic Coastal Appraisers, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Atlantic Coastal Appraisers, Inc. is experts in helping consumers just like you rid themselves of unnecessary PMI insurance.

Challenging Saint Johns county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that is declining. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from Atlantic Coastal Appraisers, Inc. is your chief weapon.

HELOC recently frozen?

If your house is close to a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Atlantic Coastal Appraisers, Inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for preciseness? An appraiser from Atlantic Coastal Appraisers, Inc. can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.